How It Works

Getting covered, without the runaround.

No call centers, no generic questionnaires that don't understand what you own. Just a few straightforward steps — and a real person who speaks the hobby — from first hello to bound coverage.

The Process

Four steps to peace of mind.

Most collectors are quoted quickly — the timeline depends mainly on how quickly we can put a value to your collection.

01

Reach Out

Start with a quick note or a quote request. Tell us what you collect and roughly what it's worth — cards, jewelry, watches, coins, or a bit of everything. There's no obligation, and nothing is binding at this stage.

Start a Request
02

We Match You to the Right Carrier

Based on what you collect, we place you with the carrier that specializes in it — collectibles with one, fine jewelry and watches with another. You get a policy built for your category, not a one-size-fits-all product that treats a graded card like a couch.

03

Value Your Collection

This is where we set the numbers. Jewelry and watches insure best from a recent appraisal — we'll help you get one if you need it. Cards and other collectibles usually need no formal appraisal at all; a simple inventory does the job. Here's exactly what to bring for each.

04

Review & Bind Coverage

We walk you through the quote and the terms, answer every question, and put coverage in force. From there you're protected — at home, at shows, and in transit — with a team that stands beside you if you ever need to file a claim.

What You'll Need

A little paperwork, made painless.

Exactly what documentation helps depends on what you're insuring. We'll guide you through whichever path fits.

Jewelry & Watches

Insured from an appraisal, with coverage up to 125% of appraised value so it keeps pace with the market.

  • A recent appraisal — or we'll help you get one
  • Photos of each piece
  • Any receipts or certificates

Cards & Collectibles

Most items need no formal appraisal — you're covered to fair-market value, with higher-value pieces scheduled individually.

  • A simple inventory or list of what you own
  • Photos of your key items
  • Receipts for higher-value pieces
Ready When You Are

It starts with a simple hello.

Request a Quote →